The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
| ZIP Code | City | Housing Affordability Index | |
|---|---|---|---|
| 1. | 58203 | Grand Forks | 95 |
| 2. | 58201 | Grand Forks | 99 |
| 3. | 58501 | Bismarck | 125 |
| 4. | 58503 | Bismarck | 126 |
| 5. | 58102 | Fargo | 129 |
| 6. | 58103 | Fargo | 130 |
| 7. | 58554 | Mandan | 131 |
| 8. | 58504 | Bismarck | 132 |
| 9. | 58104 | Fargo | 133 |
| 10. | 58701 | Minot | 134 |
| 11. | 58572 | Sterling | 143 |
| 12. | 58601 | Dickinson | 143 |
| 13. | 58521 | Baldwin | 145 |
| 14. | 58560 | Moffit | 145 |
| 15. | 58558 | Menoken | 146 |
| 16. | 58520 | Almont | 150 |
| 17. | 58632 | Golva | 151 |
| 18. | 58641 | Lefor | 153 |
| 19. | 58267 | Northwood | 154 |
| 20. | 58703 | Minot | 155 |
