The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
| Name | County | Housing Affordability Index | |
|---|---|---|---|
| 1. | City of Casselton | Cass | 70 |
| 2. | City of Fargo | Cass | 77 |
| 3. | White Shield Census Designated Place | McLean | 77 |
| 4. | City of Pick City | Mercer | 78 |
| 5. | City of Stanton | Mercer | 80 |
| 6. | Cannon Ball Census Designated Place | Sioux | 85 |
| 7. | City of Leonard | Cass | 87 |
| 8. | City of Grand Forks | Grand Forks | 89 |
| 9. | City of New Town | Mountrail | 90 |
| 10. | City of Watford City | McKenzie | 92 |
| 11. | City of Bismarck | Burleigh | 93 |
| 12. | City of Davenport | Cass | 93 |
| 13. | City of Alexander | McKenzie | 94 |
| 14. | City of Mapleton | Cass | 95 |
| 15. | Harmon Census Designated Place | Morton | 95 |
| 16. | City of Devils Lake | Ramsey | 97 |
| 17. | City of Tappen | Kidder | 97 |
| 18. | City of Oxbow | Cass | 98 |
| 19. | City of Zap | Mercer | 98 |
| 20. | City of Gladstone | Stark | 98 |