The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
| Name | County | Housing Affordability Index | |
|---|---|---|---|
| 1. | City of Grand Forks | Grand Forks | 94 |
| 2. | City of Bismarck | Burleigh | 118 |
| 3. | City of Fargo | Cass | 122 |
| 4. | City of Mandan | Morton | 123 |
| 5. | City of Northwood | Grand Forks | 137 |
| 6. | City of Minot | Ward | 138 |
| 7. | City of Dickinson | Stark | 139 |
| 8. | City of Grenora | Williams | 145 |
| 9. | City of Emerado | Grand Forks | 154 |
| 10. | City of West Fargo | Cass | 155 |
| 11. | City of Horace | Cass | 157 |
| 12. | City of Hettinger | Adams | 159 |
| 13. | City of Larimore | Grand Forks | 160 |
| 14. | City of Reeder | Adams | 161 |
| 15. | Harmon Census Designated Place | Morton | 163 |
| 16. | City of Bottineau | Bottineau | 163 |
| 17. | City of Max | McLean | 164 |
| 18. | City of Rugby | Pierce | 166 |
| 19. | City of Hazelton | Emmons | 167 |
| 20. | City of Beach | Golden Valley | 167 |
