The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
| Name | County | Housing Affordability Index | |
|---|---|---|---|
| 1. | City of Grand Forks | Grand Forks | 124 |
| 2. | City of Fargo | Cass | 135 |
| 3. | City of Bismarck | Burleigh | 145 |
| 4. | City of Mandan | Morton | 146 |
| 5. | Green Acres Census Designated Place | Rolette | 147 |
| 6. | City of Minot | Ward | 150 |
| 7. | City of Dickinson | Stark | 168 |
| 8. | City of Northwood | Grand Forks | 172 |
| 9. | City of Reeder | Adams | 179 |
| 10. | City of West Fargo | Cass | 181 |
| 11. | Mandaree Census Designated Place | McKenzie | 184 |
| 12. | Four Bears Village Census Designated Place | McKenzie | 184 |
| 13. | Harmon Census Designated Place | Morton | 184 |
| 14. | City of Hettinger | Adams | 186 |
| 15. | City of Jamestown | Stutsman | 188 |
| 16. | City of Emerado | Grand Forks | 189 |
| 17. | City of Steele | Kidder | 189 |
| 18. | City of Williston | Williams | 190 |
| 19. | Ruthville Census Designated Place | Ward | 192 |
| 20. | City of Bottineau | Bottineau | 192 |
